PayOff Live Home
 
 
 
What is Pay Off Live?

Pay Off Live is a web-based debt acceleration program that provides individuals with personalized direction they need to accelerate the pay off time of all their debts and mortgage. Pay Off Live guarantees that if you follow your personalized instructions you will be 100% out of debt and mortgage free in less than half the time it takes the average person, making regular payments, while saving or gaining thousands of dollars in the process.
 
  Get Adobe Flash player  
     

What Does Pay Off Live Do?
Pay Off Debt. Fast.
Pay Off Live analyzes your entire financial picture; and through sophisticated mathematical engines it determines the best use of every dollar, now and in the future. Pay Off Live provides specific direction, that is designed to accelerate the pay off of your mortgage and debts, resulting in being debt free less than half the time helping you to:
Save Thousands.
Pay Off Live algorithms utilize strategic principles that determine exactly when additional funds should be applied to your debt. This timing allows your money—which typically sits stagnant in your checking account—to be leveraged, potentially saving you thousands of dollars in interest on your debt and mortgage repayment.
Gain Thousands.
Pay Off Live is all about financial responsibility. Safe guards and reserves built into the system will not allow the program to give you instructions that will leave your checking account exhausted or depleted. In fact, the proprietary Pay Off Live formula actually works to help your money accumulate and grow through fractional fund allocation, while simultaneously paying off your debt and saving money by paying less interest.


How Does Pay Off Live Work?

1. Deposit Income

Deposit your income, as you normally would, into your standard checking account. It doesn't matter if you direct deposit or hand it to a teller. Pay Off Live is a web-based program that is used as a management tool like a navigation system for your finances. Provide the secure Pay Off Live system your financial overview and the system will offer step-by-step direction so you can properly apply optimal payments toward your debt. Pay Off Live directs you on the best quickly pay off your debt that is also conducive to wealth accumulation. The less money that you have to pay on interest, the more money you'll have growing in your account.

2. Follow Prompts

The program looks at your deposited funds, expected expenses, dates they are due, and safely reserves funds for any unexpected expenses. Pay Off Live then analyzes this information and generates monthly prompts that will provide precise directions for paying off 100% of your debt, without any alteration to your existing lifestyle. In other words, you will still be able to enjoy yourself while paying down your debt!

3. Pay Expenses

Continue to use your checking account to make payments to your monthly bills, as they become due. If you currently pay your bills using online bill pay you can continue to do so. You will also use your checking account for daily budgeted spending (i.e. gas, groceries, entertainment etc). Any money that you have not spent is left in your account to accumulate and then used to pay off your debts or mortgage.



My wife and I got ourselves into a lot of debt after getting married we are paying off both cars, all our credit card debt and our mortgage in less than 9 years and saved over a $100,000 in interest.
-Michael and Sarah